Beat your current rates with
our Interchange+ pricing. Guaranteed.
Let us PROVE to you that our Interchange+ rates are lower than your current rates. If they’re not, we give you a $1,000 Visa gift card!
![](https://247payments.com/wp-content/uploads/2024/07/interchange-bnr-img-min.png)
Why merchants trust 247 Payments’ Interchange+ rates
Want the lowest possible interchange rates for every transaction?
That’s Interchange+. Not only do we GUARANTEE your low rates, we are 100% transparent.
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
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What is Margin
Interchange Plus pricing means you get access to the
lowest possible interchange rate for each transaction.
247Payments.com passes on the true cost for each and every
transaction you process, and adds our set margin on
top for our service.
No surprises. You only pay for what you process and
that’s it.
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
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![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
What is Interchange
Plus pricing?
Interchange Plus pricing means you get access to the
lowest possible interchange rate for each transaction.
247Payments.com passes on the true cost for each and every
transaction you process, and adds our set margin on
top for our service.
No surprises. You only pay for what you process and
that’s it.
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
What Our Pricing?
Interchange Plus pricing means you get access to the
lowest possible interchange rate for each transaction.
247Payments.com passes on the true cost for each and every
transaction you process, and adds our set margin on
top for our service.
No surprises. You only pay for what you process and
that’s it.
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/plus-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/understanding-img-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/understanding-img-min.png)
Uncovering the mystery behind interchange fees
A term used in the payment card industry, the interchange rate is simply a fee that a merchant’s bank pays to a customer’s bank on every transaction. The rate is determined by the brand of card and whether it’s paid online or in-person.
With 247 Payments’ Interchange+, you ONLY pay for what you process. That’s 100% transparency!
Different cards have different rates. Here’s the scoop:
Comparing Interchange+ and Blended Pricing
Would you rather KNOW precisely what fees you’re paying or GUESS? Like most merchants, you want to know what you’re paying, right? That’s the main difference between Interchange+ pricing and Blended pricing.
Interchange+ provides a detailed breakdown of every cost associated with a payment card. Because those fees can vary, they can often be lower than a fixed rate.
At the other extreme, the Blended pricing model leaves you guessing. That’s because you are charged an average processing cost PLUS a fixed markup. Therefore, it can feel like it’s hitting your wallet TWICE.
![](https://247payments.com/wp-content/uploads/2024/07/blended-img-01-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/blended-img-01-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/blended-img-02-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/blended-img-02-min.png)
KNOW what you’re paying.
Imagine a store where there’s not a single price listed. If you have no idea if you’re paying $5 or $50 for an item, would you take that chance?
That never happens with 247Payments.com. For us, transparency is a core value. Not only will you be clear on our low rates, we offer transparent statements that spell everything out.
Beyond the rates… Where others “steal” your $$$
This chart shows how different credit card processors manipulate their margins to take MORE from each transaction.
Don’t let them pull this move on you. Because everyone has the same rates, ask about how much margin they are padding for themselves. (Ignoring this “trick” can cost you serious money).
![](https://247payments.com/wp-content/uploads/2024/07/truth-img-01-min.png)
![](https://247payments.com/wp-content/uploads/2024/07/truth-img-01-min.png)
Ready to test our guarantee? $1,000 Visa Gift Card IF our rates aren’t lower than yours
Typically 2 business days, however there is a lot of variation here. Chances are, if you’re a small business with only one location and a terminal, the process will be a bit quicker. If you’re a larger business with lots of locations and terminals, your ramp-up time may take longer. Also, you may be able to set up payment processing more quickly if you choose a mobile processing application versus a traditional countertop point-of-sale system.
We expedite the process to have approval within 2-3 business days.
Yes. Dealing with payment questions and problems is urgent. Dealing with different people in each situation can be overwhelming, especially in the times you need help the most. Having dedicated support gives you a chance to get to know them and vice versa. You’ll be able to conduct business faster and get the answers/solutions you need.
Typically 2 business days, however there is a lot of variation here. Chances are, if you’re a small business with only one location and a terminal, the process will be a bit quicker. If you’re a larger business with lots of locations and terminals, your ramp-up time may take longer. Also, you may be able to set up payment processing more quickly if you choose a mobile processing application versus a traditional countertop point-of-sale system.
We expedite the process to have approval within 2-3 business days.
Let's Get You Started With
![](https://247payments.com/wp-content/uploads/2024/02/tfss_03.png)
![](https://247payments.com/wp-content/uploads/2024/02/tfss_03.png)
Getting started just takes a few minutes.
Consult our Experts Today!
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![](https://247payments.com/wp-content/uploads/2024/02/icon-img_03.png)